kate_sept2004 / Getty Images The Fair Credit Reporting Act (FCRA) is a federal law that regulates the collection of consumers' credit information and access to their credit reports. It was passed ...

The act would require that bankruptcies be removed from a consumer’s credit report in seven years ... credit entry that was subject to a "Federal credit restoration program." ...

Millions of Americans may see significant changes to their credit reports in the coming months if they have unpaid medical bills or student loans.

One of the nation’s largest credit reporting agencies has been fined $15 million for issuing inaccurate credit scores and failing to properly investigate consumer disputes, officials said. Equifax ...

Both lawsuits allege that the CFPB does not have the statutory authority to issue the rule under the plain text of the Federal Credit Reporting Act. But the debt collectors' complaint goes further, ...

On January 7, 2025, the Consumer Financial Protection Bureau (“CFPB”) published a final Rule (the “Rule”) that prohibits consumer reporting ...

Complaints to the CFPB are on track to set record in 2022. Ben Luthi has been writing about credit cards and personal finance for six years and has written for U.S. News, NerdWallet, CreditCards ...

Another sign that could indicate potential fraud on your credit report is the presence of collections or charge-offs.

Navy Federal Credit Union is a not-for-profit ... that this situation may fall under violations of the Fair Credit Reporting Act (FCRA) and the Electronic Fund Transfer Act (EFTA), which protect ...

The Fair Credit Reporting Act is a federal law that regulates credit bureaus and protects consumers. It was passed in 1970 to ...