kate_sept2004 / Getty Images The Fair Credit Reporting Act (FCRA) is a federal law that ... consumers must have initiated a transaction or agreed in writing before the credit bureau can release ...

The U.S. Court of Appeals for the Seventh Circuit reinstated a Fair and Accurate Credit Transaction Act suit against a military retailer to be sent to an Illinois state court after determining it ...

The Fair Credit Reporting Act (FCRA) is a cornerstone of consumer protection in the United States, ensuring the accuracy and privacy of credit information.

Thanks to a 2003 amendment to the FCRA known as the Fair and Accurate Credit Transactions Act or FACTA, you have the right to access a free copy of each of your consumer credit reports once every ...