The Fair Credit Reporting Act (FCRA) is a cornerstone of consumer protection in the United States, ensuring the accuracy and privacy of credit information.

Recently, the Eastern District of Kentucky denied a motion to dismiss under the Fair Credit Reporting Act (FCRA) after finding the plaintiffs alleged sufficient facts to support a reasonable ...

On January 7, 2025, the CFPB filed a lawsuit against a nationwide consumer reporting agency for violations of the Fair Credit Reporting Act ... In addition to FCRA, the Bureau alleges that ...

Overall, the CFPB alleges that Experian's practices violated the Fair Credit Reporting Act (FCRA) and the Consumer Financial Protection Act (CFPA), both of which are designed to protect consumers ...

Under the Fair Credit Reporting Act (FCRA), agencies like Experian are required to ensure their reports' accuracy and conduct due investigations into consumer disputes. The CFPB asserts that ...

The CFPB sued Experian, accusing the credit reporting bureau of violating “The Fair Credit Reporting Act” by not taking the proper steps to process, investigate and notify consumers about ...

The CFPB alleges Experian has violated the Fair Credit Reporting Act, which requires an agency take steps to ensure that reports filed by consumers are accurate and an investigation is conducted.

Since March 2020, borrowers who were behind on their federal student loan payments or were in default have been shielded from credit reporting consequences. The CARES Act, which Congress enacted ...

The CFPB’s finalized rule essentially restores a provision of the Fair Credit Reporting Act of 1970, which restricted the sharing of medical information with consumer reporting agencies.