Having an erroneous collection account on your credit report isn't a life sentence, though. There are laws in place to ...

The Fair Credit Reporting Act (FCRA) is a cornerstone of consumer protection in the United States, ensuring the accuracy and privacy of credit information.

Flawed processes led to confusing letters, inaccurate credit ... by stricter regulations and align its dispute procedures with the Fair Credit Reporting Act (FCRA). This means ensuring that ...

This week, the U.S. Court of Appeals for the Seventh Circuit issued a decision reversing a summary judgment order in a Fair ...

Today, the Consumer Financial Protection Bureau (CFPB) took action against Equifax, the nationwide consumer reporting agency, for its failure to conduct proper investigations of consumer disputes.

A top watchdog agency for consumer finance has accused the credit rating company Experian of failing to properly investigate consumer disputes ... the Fair Credit Reporting Act, which requires ...

On January 17, 2025, the CFPB issued a consent order against a large consumer reporting agency for failing to properly investigate consumer ...

The Consumer Financial Protection Bureau finished last week with notable actions against a captive finance company and a credit bureau with total penalties against the companies approaching $30 ...

The Costa Mesa-based company was accused in a federal lawsuit of failing to properly investigate consumer disputes with creditors and committing other violations of the Fair Credit Reporting Act ...

The U.S. Consumer Financial Protection Bureau ordered Equifax to pay $15 million after it “failed to conduct adequate investigations of disputed information in credit reports.” ...

Having a good credit score can really make a difference in your family’s budget. For example, the higher your score, the less interest you’ll pay on a loan. Monday, the Consumer Financial ...

The CFPB claims that Experian's inadequate handling of disputes has led to incorrect ... that Experian's practices violated the Fair Credit Reporting Act (FCRA) and the Consumer Financial ...