If you report it within three days, you will have zero liability for the unauthorised transaction. Here is a guide on customer liability for unauthorised credit card transactions. What is the ...

Earl “Buddy” Carter has proposed eliminating the Internal Revenue Service (IRS) and replacing the current US tax code with a national consumption tax through a bill known as H.R. 25, the Fair Tax Act ...

Since March 2020, borrowers who were behind on their federal student loan payments or were in default have been shielded from credit reporting consequences. The CARES Act, which Congress enacted ...

The Reserve Bank of India (RBI) has recently implemented a new regulation regarding credit reporting practices. Starting from January 1, 2025, lenders are required to update credit bureau records ...

COURT: E.D. Tex. TRACK DOCKET: No. 4:25-cv-00016 (Bloomberg Law subscription) A trade group representing consumer credit reporting companies and a Texas-based credit union association sued to block ...

Under the Fair Credit Reporting Act (FCRA), agencies like Experian are required to ensure their reports' accuracy and conduct due investigations into consumer disputes. The CFPB asserts that ...

disclosure for an additional year. Four years for smaller reporting companies. Five years for all other companies now. Review the SEC’s PvP compliance and disclosure interpretations and comment ...

The CFPB sued Experian, accusing the credit reporting bureau of violating “The Fair Credit Reporting Act” by not taking the proper steps to process, investigate and notify consumers about ...

“The CFPB’s final rule will close a special carveout that has allowed debt collectors to abuse the credit reporting system to coerce people into paying medical bills they may not even owe.

The RBI's directive, first announced in August 2024, allows lenders and credit bureaus a transition period to upgrade their systems and processes. With these new bi-monthly updates, financial ...