To keep you informed of recent activities, below are several of the most significant federal and state events that have ...

On January 7, 2025, the Consumer Financial Protection Bureau (“CFPB”) published a final Rule (the “Rule”) that prohibits consumer reporting ...

Zombie debt refers to old or expired debts you’ve either forgotten about or never knew about that debt collectors try to ...

While CROA focuses on regulating credit repair companies, other federal laws are focused on protecting consumers. The Fair ...

Equifax agreed to resolve allegations that it failed to conduct proper investigations of consumer disputes, ignored evidence ...

In today's high-interest credit card landscape, managing debt can be challenging. With rates soaring above 23%, even minor ...

For some, credit cards have provided temporary ... that can be used to navigate the tricky landscape of debt collection. The Fair Debt Collection Practices Act (FDCPA) gives you the right to ...

While Verrier’s medical debt never appeared on his credit report, he said the possibility was a constant worry. “It could have ruined my entire life because I’m so young,” he said. “It’s so vital to ...

which represents debt collectors, argue that the rule violates the Fair Credit Reporting Act and the bureau lacks the authority to issue such a ban. "Americans are frustrated by medical bills.

That, in turn, has forced many people to rely on credit ... debt as possible. If they believe they can secure a larger payment by continuing negotiations or pursuing other collection methods ...

The three national credit reporting ... medical debt from the credit reports of 15 million Americans. According to the agency, one in five Americans have at least one medical debt collection ...