Part of the issue is that the recent surge in digital lending and automated debt collection systems has made mix-ups more ...

This week, the U.S. Court of Appeals for the Seventh Circuit issued a decision reversing a summary judgment order in a Fair ...

There are rules that dictate when a debt collector can call you — and how many times they're allowed to do it.

The Fair Credit Reporting Act (FCRA) is a cornerstone of consumer protection in the United States, ensuring the accuracy and privacy of credit information.

On January 7, 2025, the Consumer Financial Protection Bureau (“CFPB”) published a final Rule (the “Rule”) that prohibits consumer reporting ...

Debt collectors cannot discuss your debt with anyone other than you, your spouse (in some cases) or your attorney. They cannot leave messages with co-workers, relatives or friends disclosing that you ...

Ocwen Loan Servicing LLC violated the Fair Debt Collection Practices Act through the use of the Speedpay payment processing service, by charging “convenience fees” to consumers who effectively have no ...

The Consumer Financial Protection Bureau found roughly 43 million Americans had medical bills on their credit reports, ...

The trade groups say the rule violates the Fair Credit Reporting Act, which expressly permits consumer reporting agencies to report information about medical debt and authorizes creditors to ...

The Consumer Financial Protection Bureau (CFPB) on Tuesday finalized its rule barring medical debt from being ... restores a provision of the Fair Credit Reporting Act of 1970, which restricted ...

which represents debt collectors, argue that the rule violates the Fair Credit Reporting Act and the bureau lacks the authority to issue such a ban.“Americans are frustrated by medical bills.