The Fair Credit Reporting Act (FCRA) is a cornerstone of consumer protection in the United States, ensuring the accuracy and privacy of credit information.

The CFPB sued Experian, accusing the credit reporting bureau of violating “The Fair Credit Reporting Act” by not taking the proper steps to process, investigate and notify consumers about ...

The CFPB alleges Experian has violated the Fair Credit Reporting Act, which requires an agency take steps to ensure that reports filed by consumers are accurate and an investigation is conducted.

Since March 2020, borrowers who were behind on their federal student loan payments or were in default have been shielded from credit reporting consequences. The CARES Act, which Congress enacted ...

The New Delhi Book Fair is back and the theme of this year is ... An authors' corner will act as a platform for seasoned and emerging writers to engage in talks, panel discussions, and book ...

If you have fair or average credit (generally 580 to 669, according to Experian), you don't have to settle for a no-frills credit card with high fees. There's an assortment of credit cards ...

The trade groups say the rule violates the Fair Credit Reporting Act, which expressly permits consumer reporting agencies to report information about medical debt and authorizes creditors to ...

argue that the rule violates the Fair Credit Reporting Act and the bureau lacks the authority to issue such a ban. “Americans are frustrated by medical bills. But frustration does not justify ...

Commissions do not affect our editors' opinions or evaluations. Having fair credit can put you in a tough position. It doesn’t quite offer the level of confidence most credit card issuers want ...

Overall, the CFPB alleges that Experian's practices violated the Fair Credit Reporting Act (FCRA) and the Consumer Financial Protection Act (CFPA), both of which are designed to protect consumers ...

Credit cards for fair credit, sometimes called "average ... credit reports that form the basis of your credit scores. This reporting affects key elements of your scores: Payment history.