and dispute incorrect information. Credit bureaus are regulated by the Fair Credit Reporting Act (FCRA), a federal consumer protection law. The FCRA is designed to protect your privacy and ensure ...
On January 17, the CFPB issued a consent order and stipulation against an auto finance company for alleged violations of the FCRA, Regulation V ...
The Fair Credit Reporting Act (FCRA) is a cornerstone of consumer protection in the United States, ensuring the accuracy and privacy of credit information.
On January 17, the CFPB issued a consent order settling allegations that a consumer reporting agency (CRA) violated the FCRA and engaged in ...
Today, the Consumer Financial Protection Bureau (CFPB) took action against Equifax, the nationwide consumer reporting agency, for its failure to conduct proper investigations of consumer disputes.
and notify consumers about consumer disputes, resulting in the inclusion of incorrect information on credit reports.” The Fair Credit Reporting Act (FCRA) requires that consumer reporting agencies ...
It works to minimize unfair bad credit by disputing errors and aged debts (from student debt charges, foreclosures, etc.) with reporting agencies. The Credit People has a team of FCRA-certified ...
For the “failure to conduct proper investigations of consumer disputes,” the Consumer Financial Protection Bureau (CFPB) last ...
The Consumer Financial Protection Bureau finished last week with notable actions against a captive finance company and a credit bureau with total penalties against the companies approaching $30 ...
Experian, as one of the three main credit bureaus ... to a consumer dispute." Overall, the CFPB alleges that Experian's practices violated the Fair Credit Reporting Act (FCRA) and the Consumer ...
such as your credit report or a debt collection letter Ask the police officer to include the FTC complaint in their police report so you can file disputes with credit bureaus and lenders When you ...