Credit bureaus are regulated by the Fair Credit Reporting Act (FCRA), a federal consumer protection law. The FCRA is designed to protect your privacy and ensure your credit reports are accurate.

The Fair Credit Reporting Act (FCRA) and the Consumer Credit Protection Act (CCPA) both require fairness, accuracy and transparency in credit reporting, lending and debt collection. The FCRA gives ...

Ald. Marty Quinn is pushing an ordinance that would force smoke shops selling hemp-derived THC to close while Democratic lawmakers argue over how to regulate the "loophole" products — and who can make ...

On January 17, 2025, the CFPB issued a consent order against a large consumer reporting agency for failing to properly investigate consumer ...

We combed through Reddit to see what hotel employees look for in thoughtful guests. Adopting even one will be a lovely way to ...

The Costa Mesa-based company was accused in a federal lawsuit of failing to properly investigate consumer disputes with creditors and committing other violations of the Fair Credit Reporting Act ...

The CFPB cited Equifax’s failure to investigate disputes and resolve errors as part of its crackdown on credit reporting.

The FICO® Score, used by 90% of top US lenders, is the standard measure of consumer credit risk in the US and ... Private Securities Litigation Reform Act of 1995. These forward-looking ...

Just a day after the Goldman Sachs CEO said that his company's deal to service Apple Card customers may end early, two banks ...

Consumer Financial Protection Bureau. "A Summary of Your Rights Under the Fair Credit Reporting Act," Page 2. U.S. Federal Trade Commission. "Fair Credit Reporting Act," Page 70. Society of Human ...

argue that the rule violates the Fair Credit Reporting Act and the bureau lacks the authority to issue such a ban. "Americans are frustrated by medical bills. But frustration does not justify ...

The state legislature chamber voted 46–24 Monday in favor of passing House Joint Memorial 1, calling on the Supreme Court to ...