Having an erroneous collection account on your credit report isn't a life sentence, though. There are laws in place to ...

There are rules that dictate when a debt collector can call you — and how many times they're allowed to do it.

The Consumer Financial Protection Bureau found roughly 43 million Americans had medical bills on their credit reports, ...

On January 7, 2025, the Consumer Financial Protection Bureau (“CFPB”) published a final Rule (the “Rule”) that prohibits consumer reporting ...

Understanding your rights as a consumer is more critical than ever. Financial rights education platforms have emerged as ...

The trade groups say the rule violates the Fair Credit Reporting Act, which expressly permits consumer reporting agencies to report information about medical debt and authorises creditors to consi ...

The Fair Credit Reporting Act (FCRA) is a cornerstone of consumer protection in the United States, ensuring the accuracy and privacy of credit information.

In today's episode, we discuss the CFPB’s recent proposed data broker rule—a proposal that would greatly expand the reach of the Fair Credit ...

The CFPB was given the authority by Congress in the Fair Credit Reporting Act to create regulatory exemptions that limit the use of medical information by creditors. The bureau proposed the rule in ...

Harvard University has hired another law firm to help it navigate a U.S. House investigation into its response to claims of ...

but groups in opposition to that medical debt ban from credit reports stated in court filings that the rule violates the Fair Credit Reporting Act, and that the bureau lacks the authority to issue ...