The Fair Credit Reporting Act (FCRA) stands as a pivotal piece of legislation in the realm of consumer rights, particularly concerning credit information. Enacted in 1970, the FCRA was designed to ...

Having an erroneous collection account on your credit report isn't a life sentence, though. There are laws in place to ...

The Consumer Financial Protection Bureau, now led by Treasury Secretary Scott Bessent, agreed to temporarily halt enforcement ...

No, a debt collector cannot legally make false statements about your debt. Still, some debt collectors will resort to these ...

The trade groups say the rule violates the Fair Credit Reporting Act, which expressly permits consumer reporting agencies to report information about medical debt and authorizes creditors to ...

This week, the U.S. Court of Appeals for the Seventh Circuit issued a decision reversing a summary judgment order in a Fair ...

The Cornerstone Credit Union ... rule violates the Fair Credit Reporting Act, which "expressly permits consumer reporting agencies to report information about medical debt that has been coded ...

The Consumer Financial Protection Bureau found roughly 43 million Americans had medical bills on their credit reports, ...

In the lawsuit, the trade groups say the new rule violates the Fair Credit Reporting Act, a law that outwardly permits consumer reporting agencies to report information about medical debt and ...

but groups in opposition to that medical debt ban from credit reports stated in court filings that the rule violates the Fair Credit Reporting Act, and that the bureau lacks the authority to issue ...

A new study shared with the KSL Investigators by LendingTree finds more than half of people with medical debt skipped or ...

which represents debt collectors, argue that the rule violates the Fair Credit Reporting Act and the bureau lacks the authority to issue such a ban.“Americans are frustrated by medical bills.