Credit bureaus are regulated by the Fair Credit Reporting Act (FCRA), a federal consumer protection law. The FCRA is designed to protect your privacy and ensure your credit reports are accurate.

Credit reporting agencies are the companies that compile information from creditors to create your credit reports. Experian, Equifax and TransUnion are the three main credit reporting agencies ...

Commissions do not affect our editors' opinions or evaluations. Having fair credit can put you in a tough position. It doesn’t quite offer the level of confidence most credit card issuers want ...

If you have fair or average credit (generally 580 to 669, according to Experian), you don't have to settle for a no-frills credit card with high fees. There's an assortment of credit cards ...

On January 17, the CFPB issued a consent order settling allegations that a consumer reporting agency (CRA) violated the FCRA and engaged in ...

But there’s a twist: If your credit is just fair, it may feel like you’re stuck in a loop where you can’t improve your credit because of your debt, but without great credit, it can be hard ...

Credit reporting agencies are the companies that compile information from creditors to create your credit reports. Experian, Equifax and TransUnion are the three main credit reporting agencies, but ...

Amid recent technological advances in artificial intelligence and machine learning, on January 17, 2025, the CFPB issued its Winter 2025 ...

I’ll let you in on some of the most common credit report mistakes and what you can do to fix them. Step 1: Get your free credit report The three credit reporting agencies (TransUnion ...

Below, CNBC Select rounds up the best travel credit cards for fair credit, including cards with generous rewards structures, welcome bonuses and intro APR offers. (See our methodology for ...

Timely payments toward your loans, credit cards, lines of credit and mortgages is one of the main determinants of your credit score, a simple three-digit number that can be the difference between ...

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