Factors like your debt-to-income ratio, your income and existing debt all influence the interest rate on your credit card.

Having an erroneous collection account on your credit report isn't a life sentence, though. There are laws in place to ...

The Fair Credit Reporting Act (FCRA) is a cornerstone of consumer protection in the United States, ensuring the accuracy and privacy of credit information.

Understanding your rights as a consumer is more critical than ever. Financial rights education platforms have emerged as ...

The Consumer Financial Protection Bureau found roughly 43 million Americans had medical bills on their credit reports, ...

The Consumer Financial Protection Bureau (CFPB) announced on Jan. 17, 2025, that Equifax, one of the three major credit bureaus, must pay a $15 million penalty for not conducting ...

In a bit of a surprise development at the end of 2024, the United States Senate passed the Homebuyers Privacy Protection Act, which amends the ...

Credit reporting agencies are the companies that compile information from creditors to create your credit reports. Experian, Equifax and TransUnion are the three main credit reporting agencies, but ...

On January 7, 2025, the Consumer Financial Protection Bureau (“CFPB”) published a final Rule (the “Rule”) that prohibits consumer reporting ...

Matt is currently Head of the Coverage Team at The Motley Fool. He has been a full-time Motley Fool employee since 2012 and is a former advisor and analyst for multiple Motley Fool services.

The Capital One Platinum Credit Card offers this recognition and protection ... card for fair score. This is another tool in your toolbox you can use to improve your overall credit report.

Small business owners are less optimistic than they were a year ago and, as they accept a wider variety of payment methods such as debit and credit cards ... Data security/protection and ...