The Fair Credit Reporting Act (FCRA) is a cornerstone of consumer protection in the United States, ensuring the accuracy and privacy of credit information.

Having an erroneous collection account on your credit report isn't a life sentence, though. There are laws in place to ...

Understanding your rights as a consumer is more critical than ever. Financial rights education platforms have emerged as ...

The Consumer Financial Protection Bureau (CFPB) announced on Jan. 17, 2025, that Equifax, one of the three major credit bureaus, must pay a $15 million penalty for not conducting ...

On January 7, 2025, the Consumer Financial Protection Bureau (“CFPB”) published a final Rule (the “Rule”) that prohibits consumer reporting ...

In a bit of a surprise development at the end of 2024, the United States Senate passed the Homebuyers Privacy Protection Act, which amends the ...

The Consumer Financial Protection Bureau found roughly 43 million Americans had medical bills on their credit reports, ...

The trade groups say the rule violates the Fair Credit Reporting Act, which expressly permits consumer reporting agencies to report information about medical debt and authorises creditors to consi ...

Experian, one of the nation’s largest credit bureaus, was sued Tuesday by the Consumer Financial Protection Bureau ... other violations of the Fair Credit Reporting Act, leading to incorrect ...

In an announcement Tuesday, the Consumer Financial Protection Bureau (CFPB ... The CFPB alleges Experian has violated the Fair Credit Reporting Act, which requires an agency take steps to ensure ...

Monday, the Consumer Financial Protection Bureau ... accusing the credit reporting bureau of violating “The Fair Credit Reporting Act” by not taking the proper steps to process, investigate ...