Credit bureaus are regulated by the Fair Credit Reporting Act (FCRA), a federal consumer protection law. The FCRA is designed to protect your privacy and ensure your credit reports are accurate.

Credit reporting agencies are the companies that compile information from creditors to create your credit reports. Experian, Equifax and TransUnion are the three main credit reporting agencies ...

The Fair Credit Reporting Act (FCRA) and the Consumer Credit Protection Act (CCPA) both require fairness, accuracy and transparency in credit reporting, lending and debt collection. The FCRA gives ...

If you have fair or average credit (generally 580 to 669, according to Experian), you don't have to settle for a no-frills credit card with high fees. There's an assortment of credit cards ...

But there’s a twist: If your credit is just fair, it may feel like you’re stuck in a loop where you can’t improve your credit because of your debt, but without great credit, it can be hard ...

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Our opinions are our own. Credit cards for fair credit, sometimes called "average" credit, are aimed at those in the 630-689 FICO score range. These cards can help you if you're just starting out ...

Amid recent technological advances in artificial intelligence and machine learning, on January 17, 2025, the CFPB issued its Winter 2025 Supervisory Highlights: Advanced Technologies Special Edition.

I’ll let you in on some of the most common credit report mistakes and what you can do to fix them. Step 1: Get your free credit report The three credit reporting agencies (TransUnion ...

The FICO® Score, used by 90% of top US lenders, is the standard measure of consumer credit risk in the US and ... Private Securities Litigation Reform Act of 1995. These forward-looking ...

These are some of the best unsecured credit cards for fair credit. Each offers significant value with rewards on your everyday purchases, along with other perks and benefits. Earn $200 cash back ...

I’ll let you in on some of the most common credit report mistakes and what you can do to fix them. The three credit reporting agencies (TransUnion, Experian and Equifax) are required by law to ...