Credit reporting agencies are the companies that compile information from creditors to create your credit reports. Experian, Equifax and TransUnion are the three main credit reporting agencies, but ...

Credit reporting agencies can also get information about you from public records, such as bankruptcy filings ... are regulated by the Fair Credit Reporting Act (FCRA), a federal consumer ...

Equifax agreed to resolve allegations that it failed to conduct proper investigations of consumer disputes, ignored evidence ...

The Consumer Financial Protection Bureau fined Equifax $15 million for credit reporting errors. The CFPB alleged the credit ...

Credit reports are a ledger of consumers' borrowing records, such as loan payment history and bankruptcy filings ... Equifax violated the Fair Credit Reporting Act. Equifax settled the allegations ...

On January 7, 2025, the Consumer Financial Protection Bureau (“CFPB”) filed a complaint against a nationwide consumer reporting agency (“Agency”) under the Fair Credit Reporting Act ...

The Costa Mesa-based company was accused in a federal lawsuit of failing to properly investigate consumer disputes with creditors and committing other violations of the Fair Credit Reporting Act ...

Ever wonder why you can check your credit report for free once per year? Or why the government website that allows those free ...

This includes cases where a bankruptcy is incurred after the ... "A Summary of Your Rights Under the Fair Credit Reporting Act," Page 2. U.S. Federal Trade Commission. "Fair Credit Reporting ...

The following strategies can be particularly effective if your goal is to get debt collectors to cease their communication attempts: ...