The Fair Credit Reporting Act (FCRA) is a cornerstone of consumer protection in the United States, ensuring the accuracy and privacy of credit information.

Having an erroneous collection account on your credit report isn't a life sentence, though. There are laws in place to ...

Understanding your rights as a consumer is more critical than ever. Financial rights education platforms have emerged as ...

The Consumer Financial Protection Bureau found roughly 43 million Americans had medical bills on their credit reports, ...

Employers that use tracking technology and artificial intelligence (AI) to monitor workers and make employment decisions may now have one more ...

The bureau said that Equifax — which processes 765,000 disputes per month — violated the Fair Credit Reporting Act which mandates that credit reporting agencies investigate disputed information and ...

On January 7, 2025, the CFPB filed a lawsuit against a nationwide consumer reporting agency for violations of the Fair Credit Reporting Act ... reinserted inaccurate information on credit reports ...

Equifax was heavily fined by the Consumer Financial Protection Bureau for not adequately investigating consumer credit report ...

The Fair Credit Reporting Act (FCRA) requires consumer reporting agencies to investigate the accuracy of disputed information and take steps to ensure consumers’ credit reports are accurate.

The financial consequences of inaccurate information on those reports ... which alleged Equifax violated the Fair Credit Reporting Act. Equifax settled the allegations to "[turn] the page on ...

The rule ends the inclusion of medical debt on credit reports and prevents lenders from using certain medical information ... the rule violates the Fair Credit Reporting Act and the bureau lacks ...