On January 7, 2025, the Consumer Financial Protection Bureau (“CFPB”) published a final Rule (the “Rule”) that prohibits consumer reporting ...

Debt collectors must provide proof that a debt is valid. Otherwise, they have to stop their collection efforts.

The rule ends the inclusion of medical debt on credit reports and prevents lenders from using certain medical information in ...

While CROA focuses on regulating credit repair companies, other federal laws are focused on protecting consumers. The Fair ...

which represents debt collectors, argue that the rule violates the Fair Credit Reporting Act and the bureau lacks the authority to issue such a ban. "Americans are frustrated by medical bills.

The Consumer Financial Protection Bureau (CFPB) on Tuesday finalized its rule barring medical debt from being ... restores a provision of the Fair Credit Reporting Act of 1970, which restricted ...

The following strategies can be particularly effective if your goal is to get debt collectors to cease their communication attempts: ...

Equifax agreed to resolve allegations that it failed to conduct proper investigations of consumer disputes, ignored evidence ...

Americans won’t have to worry about unpaid medical bills damaging their credit reports and scores much longer.

While advocates argue the change will provide great financial relief to millions struggling with high health care costs, critics contend it could harm financial systems and incentivize delinquency.