kate_sept2004 / Getty Images The Fair Credit Reporting Act (FCRA) is a federal law that regulates the collection of consumers' credit information and access to their credit reports. It was passed ...

Collection accounts will also remain ... an investigation and contact the creditor reporting the debt. The Fair Credit ...

How long does debt stay on your credit report? How long a collection stays on your credit report depends on the type of loan you have. According to the Fair Credit Reporting Act, derogatory items ...

On January 7, 2025, the Consumer Financial Protection Bureau (“CFPB”) published a final Rule (the “Rule”) that prohibits consumer reporting ...

While CROA focuses on regulating credit repair companies, other federal laws are focused on protecting consumers. The Fair ...

Americans won’t have to worry about unpaid medical bills damaging their credit reports and scores much longer.

While advocates argue the change will provide great financial relief to millions struggling with high health care costs, critics contend it could harm financial systems and incentivize delinquency.

The Consumer Financial Protection Bureau (CFPB) on Tuesday finalized its rule barring medical debt from being ... restores a provision of the Fair Credit Reporting Act of 1970, which restricted ...

For some, credit cards have provided temporary ... that can be used to navigate the tricky landscape of debt collection. The Fair Debt Collection Practices Act (FDCPA) gives you the right to ...