The Bottom Line The Fair Credit Reporting Act (FCRA) governs what credit bureaus can and can't do with the information they collect on you. It also gives you certain rights as a consumer.

These files or reports are maintained and sold by "consumer reporting agencies" (CRAs ... to businesses to use when evaluating your application. Your rights under the Fair Credit Reporting Act: You ...

Understanding your rights as a consumer is more critical than ever. Financial rights education platforms have emerged as ...

Equifax was heavily fined by the Consumer Financial Protection Bureau for not adequately investigating consumer credit report ...

Maxine Waters (D-CA) has introduced a bill in the House called the Fair Credit ... The act would require that bankruptcies be removed from a consumer’s credit report in seven years, and all ...

On January 7, 2025, the Consumer Financial Protection Bureau (“CFPB”) filed a complaint against a nationwide consumer reporting ...

On January 17, 2025, the CFPB issued a consent order against a large consumer reporting agency for failing to properly investigate consumer ...

resulting in the inclusion of incorrect information on consumer reports,” the agency’s news release said. The CFPB alleges Experian has violated the Fair Credit Reporting Act, which requires ...

The Costa Mesa-based company was accused in a federal lawsuit of failing to properly investigate consumer disputes with creditors and committing other violations of the Fair Credit Reporting Act ...

The servicer did not admit to any wrongdoing, stating, “We do not believe our reporting has impacted actual consumer ... legal rights under the Fair Credit Reporting Act (FCRA).

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