The Fair Credit Reporting Act (FCRA) is a cornerstone of consumer protection in the United States, ensuring the accuracy and privacy of credit information.

Last week, the Consumer Financial Protection Bureau (CFPB or Bureau) released its latest Supervisory Highlights report, ...

The average FICO credit ... the Fair Credit Reporting Act, and they won't see your exact credit score. But with your signed permission, employers can legally access your credit report and see ...

Even if empathetic coverage never comes, we will never relent in the important effort to change the international narrative ...

Q4 2024 Earnings Call Transcript January 23, 2025 Operator: Good morning, ladies and gentlemen, and welcome to the Fourth ...

California BanCorp (“us,” “we,” “our,” or the “Company”) (NASDAQ: BCAL), the holding company for California Bank of Commerce, N.A. (the “Bank”) announces its consolidated financial results for the ...

Business First Bancshares, Inc. (NASDAQ: BFST) (Business First), parent company of b1BANK, today announced its unaudited results for the quarter ended December 31, 2024. Business First reported net ...

argue that the rule violates the Fair Credit Reporting Act and the bureau lacks the authority to issue such a ban. “Americans are frustrated by medical bills. But frustration does not justify ...

The trade groups say the rule violates the Fair Credit Reporting Act, which expressly permits consumer reporting agencies to report information about medical debt and authorizes creditors to ...

A poor credit ... to your report has the potential to impact your credit score. Most unsecured credit cards require a credit score of 660 or more to qualify. But cards for those with fair, poor ...