Having an erroneous collection account on your credit report isn't a life sentence, though. There are laws in place to ...

The biggest US buy now, pay later providers have long pushed back against sharing their data with credit-scoring firms, ...

The Consumer Financial Protection Bureau found roughly 43 million Americans had medical bills on their credit reports, ...

The Fair Credit Reporting Act (FCRA) is a cornerstone of consumer protection in the United States, ensuring the accuracy and privacy of credit information.

how to improve a fair and average credit score and how to get a free credit report. What is a fair and average credit score? How an average credit score can hurt you How to improve an average ...

Understanding your rights as a consumer is more critical than ever. Financial rights education platforms have emerged as ...

The Consumer Financial Protection Bureau (CFPB) announced on Jan. 17, 2025, that Equifax, one of the three major credit bureaus, must pay a $15 million penalty for not conducting ...

Fair Isaac Corporation Price and EPS Surprise ... FICO Score remains the most trusted and cost-effective tool for assessing consumer credit risk and mortgage finance. The widespread adoption ...

Employers that use tracking technology and artificial intelligence (AI) to monitor workers and make employment decisions may now have one more ...

Credit cards for fair or average credit can help you move up to good or excellent credit when you use them responsibly. The card issuer reports details about your account to the major credit ...

The trade groups say the rule violates the Fair Credit Reporting Act, which expressly permits consumer reporting agencies to report information about medical debt and authorises creditors to consi ...

On January 7, 2025, the Consumer Financial Protection Bureau (“CFPB”) published a final Rule (the “Rule”) that prohibits consumer reporting ...