The Consumer Financial Protection Bureau ... with disputes, allowed previously deleted inaccuracies to be reinserted into credit reports, provided confusing and conflicting letters to consumers ...

Equifax processes approximately 765,000 disputes each month. The Fair Credit Reporting Act (FCRA) requires consumer ... Finally, the resulting letters Equifax sent to consumers sometimes contained ...

Today it has taken action against Equifax, citing the firm for violations of the Fair Credit Reporting Act (FCRA ... bureaus—Equifax, Experian, and TransUnion—allow you to file disputes ...

The CFPB claims Equifax also provided confusing and conflicting letters to consumers about ... consumers' credit reports are accurate. Credit bureaus are required by the FCRA to provide notice of a ...

It works to minimize unfair bad credit by disputing errors and aged debts (from student debt charges, foreclosures, etc.) with reporting agencies. The Credit People has a team of FCRA-certified ...

Finding an unfamiliar collection account on your credit report ... This letter should include: Your personal information and the account number in question A clear statement that you dispute ...

The lawsuit claims the company’s investigation of consumer disputes was inadequate ... access to credit, employment, and housing. In addition to FCRA, the Bureau alleges that the company ...

For the “failure to conduct proper investigations of consumer disputes,” the Consumer Financial Protection Bureau (CFPB ... inaccuracies to be reinserted into credit reports; provided confusing and ...

Guide you through the process of disputing credit report errors. Provide sample dispute letters you can send to the credit bureaus. Recommend credit-building products, such as secured credit cards.

The Consumer Financial Protection Bureau ... with disputes, allowed previously deleted inaccuracies to be reinserted into credit reports, provided confusing and conflicting letters to consumers ...

The dispute in Wood v. Security Credit Services, LLC (SCS) arose in 2017 when the plaintiff received a letter from his credit ... because the failure to report his debt as disputed caused a ...