Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. kate_sept2004 / Getty Images The Fair Credit Reporting Act (FCRA) is a federal law that ...

Having an erroneous collection account on your credit report isn't a life sentence, though. There are laws in place to ...

The Fair Credit Reporting Act (FCRA) is a cornerstone of consumer protection in the United States, ensuring the accuracy and privacy of credit information.

Another sign that could indicate potential fraud on your credit report is the presence of collections or charge-offs.

Harvard University has hired another law firm to help it navigate a U.S. House investigation into its response to claims of ...

Millions of Americans may see significant changes to their credit reports in the coming months if they have unpaid medical bills or student loans.

These actions violate the Fair Credit Reporting Act. Depending on the outcome of ... It’s smart to review your credit reports regularly to double-check the information being submitted by lenders ...

The CFPB cited Equifax’s failure to investigate disputes and resolve errors as part of its crackdown on credit reporting.

Medical debt on credit reports is not a good predictor of a person ... using funding from the 2021 American Rescue Plan Act. States and municipalities are on track to wipe out an estimated ...

Removing medical debts from consumer credit reports is expected to increase the ... Next, appeal under the provisions of the No Surprises Act, a federal law that says insurance companies must ...