The Fair Credit Reporting Act (FCRA) is a cornerstone of consumer protection in the United States, ensuring the accuracy and privacy of credit information.

Part of the issue is that the recent surge in digital lending and automated debt collection systems has made mix-ups more ...

Harvard University has hired another law firm to help it navigate a U.S. House investigation into its response to claims of ...

On January 7, 2025, the Consumer Financial Protection Bureau (“CFPB”) published a final Rule (the “Rule”) that prohibits consumer reporting ...

The Cornerstone Credit Union ... rule violates the Fair Credit Reporting Act, which "expressly permits consumer reporting agencies to report information about medical debt that has been coded ...

The Consumer Financial Protection Bureau found roughly 43 million Americans had medical bills on their credit reports, ...

The CFPB was given the authority by Congress in the Fair Credit Reporting Act to create regulatory exemptions that limit the use of medical information by creditors. The bureau proposed the rule in ...

but groups in opposition to that medical debt ban from credit reports stated in court filings that the rule violates the Fair Credit Reporting Act, and that the bureau lacks the authority to issue ...

can cost a fortune 15 million people should see medical debt disappear ...

Debt collectors cannot discuss your debt with anyone other than you, your spouse (in some cases) or your attorney. They cannot leave messages with co-workers, relatives or friends disclosing that you ...

Medical debt experts have concurred with this ... The CFPB’s finalized rule essentially restores a provision of the Fair Credit Reporting Act of 1970, which restricted the sharing of medical ...