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How the Fair Credit Reporting Act (FCRA) Protects Consumer Rights
The Fair Credit Reporting Act (FCRA) mandates that when a business pulls a credit report on someone, they must specify the reason. For example, the reason could be in conjunction with a loan ...
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What do the 3 credit bureaus do?
The three major credit bureaus are Equifax, Experian and TransUnion. The credit bureaus manage records on your accounts, ...
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Experian accused of failing to properly investigate consumer disputes
The CFPB alleges Experian has violated the Fair Credit Reporting Act, which requires an agency ... calling the suit an example of “irresponsible overreach” from CFPB. “Our legal position ...
Fair Credit Reporting Act (FCRA): Understanding your consumer rights
The Fair Credit Reporting Act is a federal law that regulates credit ... or employment. For example, potential lenders may ...