While the Fair Credit Reporting Act (FCRA) does not mention a “609 dispute letter”, the FCRA does give you the right to ...

A credit dispute letter includes personal information ... from consumer credit reports in accordance with the Fair Credit Reporting Act. Allegations against Equifax also include coding errors ...

Part of the issue is that the recent surge in digital lending and automated debt collection systems has made mix-ups more ...

you are legally entitled to dispute it through a formal dispute letter under the Fair Credit Reporting Act (FCRA). However, if Experian refuses to conduct a fair assessment of your disputes and ...

This week, the U.S. Court of Appeals for the Seventh Circuit issued a decision reversing a summary judgment order in a Fair ...

For the “failure to conduct proper investigations of consumer disputes,” the Consumer Financial Protection Bureau (CFPB) last ...

kate_sept2004 / Getty Images The Fair Credit Reporting Act (FCRA) is a federal law that ... them in applying for credit or other transactions Dispute—and have the bureau correct—information ...

On January 7, 2025, the Consumer Financial Protection Bureau (“CFPB”) filed a complaint against a nationwide consumer reporting ...