While the Fair Credit Reporting Act (FCRA) does not mention a “609 dispute letter”, the FCRA does give you the right to ...

A credit dispute letter includes personal information ... from consumer credit reports in accordance with the Fair Credit Reporting Act. Allegations against Equifax also include coding errors ...

you are legally entitled to dispute it through a formal dispute letter under the Fair Credit Reporting Act (FCRA). However, if Experian refuses to conduct a fair assessment of your disputes and ...

For the “failure to conduct proper investigations of consumer disputes,” the Consumer Financial Protection Bureau (CFPB) last ...

kate_sept2004 / Getty Images The Fair Credit Reporting Act (FCRA) is a federal law that ... them in applying for credit or other transactions Dispute—and have the bureau correct—information ...

On January 7, 2025, the Consumer Financial Protection Bureau (“CFPB”) filed a complaint against a nationwide consumer reporting ...

On January 17, 2025, the CFPB issued a consent order against a large consumer reporting agency for failing to properly investigate consumer ...

Without admitting or denying the findings, Equifax has agreed to pay a $15 million civil monetary penalty that will be deposited into the CFPB's victims relief fund. A representative for Equifax ...

However, the Fair Credit Reporting Act (FCRA) lays out rules that the credit ... after they've reached those time periods, ...