Federal and state laws protect consumers from unfair practices by credit repair companies. State laws often enhance federal ...
The move, which comes less than two weeks before President-elect Donald Trump is set to take office, represents a challenge ...
The CFPB rules are likely to draw sharp opposition from credit-reporting agencies and debt collectors ... Republicans have also challenged the CFPB, signaling they could undo its regulations — and ...
Many states also have their own laws relating to credit reporting. The FCRA in its entirety can be found in United States Code Title 15, Section 1681. The three major credit reporting bureaus ...
President Donald Trump's day-one executive order freezing regulations could affect several rules on consumer finances that ...
The Consumer Financial Protection Bureau has imposed a $15 million fine on Equifax, a consumer reporting agency, for failing ...
Millions of Americans may see significant changes to their credit reports in the coming months if they have unpaid medical ...
The rule bans creditors from using medical information in lending decisions and stops consumer reporting agencies from including medical debt data on credit reports and credit scores sent to lenders.
The Consumer Financial Protection Bureau (CFPB) has ordered American Honda Finance Corporation to pay $12.8 million for ...